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New data shows insurance rates are not based on driving record

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Chris Caya/WBFO News
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A new law being proposed would bar insurance companies from basing auto premiums based on socioeconomic factors. A report issued in downtown Buffalo on Thursday shows gender, occupation and other personal information determines insurance rates. Assemblywoman Crystal Peoples Stokes says premiums should be based on a person's driving record.

"If you have a good driving record then you should pay accordingly. It should not be based on your income, your address, and or other issues that were discovered during the course of this research," Peoples Stokes said.   

A Buffalo Democrat, Peoples Stokes says she is grateful to the Western New York Law Center for its in-depth research. She says fact based data helps Albany fix laws that impact lives negatively.